Fixed Deposit versus

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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	104,924	4,924	4.92

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	4,924	Short Term	Not Applicable	1,477	3,447

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 07-11-2025

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	8.81	9.55	8.52	6.94	7.03	7.03
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.74	7.91	8.7	8.23	5.63	6.84	6.57
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.98	7.72	8.01	7.45	5.68	6.6	6.66
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.28	7.6	7.99	7.82	6.38	7.99	8.34
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	7.52	8.22	7.79	5.63	7.33	7.88
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	0.0	7.33	8.35	7.76	6.82	6.26	7.61
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	0.0	7.33	8.34	7.75	6.82	6.26	7.36
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.02	7.18	7.29	6.88	4.66	-	5.92
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	1.02	6.75	8.32	8.02	6.12	-	6.88
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	1.55	6.58	7.83	7.12	8.31	6.64	7.71
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	6.49	7.71	7.12	4.73	-	5.27
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.78	6.17	7.77	7.11	5.0	6.76	5.86
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.41	6.14	7.65	7.55	5.51	7.37	6.09
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	5.71	8.03	7.5	5.51	7.59	7.93
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.64	5.68	7.57	6.89	5.0	6.81	7.32
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	5.2	6.97	6.94	4.91	6.26	7.47
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.47	5.04	7.19	6.91	5.93	6.11	8.0
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.19	4.85	6.74	6.36	-	-	5.47
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.21	4.55	7.57	7.54	5.25	6.91	6.8
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.55	4.5	6.85	6.66	4.3	5.8	6.34
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	4.45	6.02	5.73	4.69	-	5.69
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.75	3.97	6.28	6.03	4.19	6.0	6.76
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	3.59	7.44	6.97	4.6	6.85	7.49

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