Fixed Deposit versus

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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	104,900	4,900	4.9

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	4,900	Short Term	Not Applicable	1,470	3,430

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 17-09-2025

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	8.5	8.95	8.08	7.03	7.04	7.0
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.28	7.64	7.95	7.7	6.64	8.08	8.36
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.02	7.27	7.05	6.63	4.76	-	5.91
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.98	7.06	7.75	7.18	5.76	6.61	6.65
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	0.0	7.02	8.0	7.51	6.9	6.35	7.62
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	0.0	7.02	8.0	7.51	6.9	6.35	7.37
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.74	6.86	7.63	7.23	5.68	6.82	6.52
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	6.74	7.65	7.22	5.8	7.37	7.87
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	0.0	6.34	7.41	6.86	8.4	6.73	7.72
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	1.02	6.31	7.93	7.91	6.24	-	6.88
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	6.08	7.39	6.84	4.8	-	5.25
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.78	6.05	7.61	7.03	5.34	6.87	5.87
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.42	5.86	7.51	7.47	5.83	7.46	6.09
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.64	5.62	7.41	6.77	5.25	6.89	7.35
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	5.56	7.78	7.21	5.84	7.66	7.94
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	5.27	6.9	6.96	5.25	6.38	7.5
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.52	4.9	6.95	6.76	6.14	6.23	8.02
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	4.89	6.1	5.81	5.04	-	5.77
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.19	4.79	6.69	6.33	-	-	5.5
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.55	4.74	6.83	6.63	4.68	5.93	6.39
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.21	4.5	7.24	7.37	5.62	7.02	6.82
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.75	3.27	5.73	5.84	4.35	6.07	6.76
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	3.0	6.97	6.75	4.99	6.93	7.5

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